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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. A real estate interest that passes at death by operation of law to the surviving title holder is known as

A) tenancy in common.
B) fee simple estate.
C) real estate contract interest.
D) joint tenancy.

2. A manufactured home can be insured if

A) a mortgage has been filed describing the manufactured home.
B) it has a motor vehicle title and is located on the insured property.
C) the motor vehicle title has been deactivated, it is affixed and assessed as real property.
D) it is on the insured property and has a permanent foundation.

3. A purchaser on a real estate contract has what interest in the subject property?

A) fee simple interest
B) vendee's interest
C) purchaser's interest
D) equitable interest

4. According to the Fair Credit Reporting Act, an insurer needs to do all of the following, EXCEPT

A) inform the applicant about the scope of an investigation.
B) notify the applicant if an application is denied.
C) discuss any credit history inconsistencies with the applicant.
D) inform the applicant that an investigation is being conducted.

5. The commissioner may refuse to issue a license if the applicant

A) has allowed an insurance license to lapse.
B) is 20-years of age.
C) is not a resident of Pennsylvania.
D) provided incorrect information on licensing application.

Solutions: